Difficulties of HR in managing multicultural workforce Essay

Difficulties of HR in managing multicultural workforce - Essay Example Team cohesiveness and task identity were predictors of collaborative problem solving and productivity for R & D teams (Dailey, 1978). Cooperation and collaboration is essential for team success.† Paraphrasing The author suggests that the negative aspects of a culturally diverse team can be reduced by ensuring that team members are not frequently changed. If team members stay together for an elongated period of time then they begin to understand each others’ style of working and know what to expect from the other individual. Team members tend to start cooperating with each other (irrespective of their cultural differences) if they stay together in the same team. The authors stated that team cooperation and collaboration are important elements for any team’s success. Commentary This paragraph is important for the chosen research topic as it highlights an important technique that can be useful to make teams more productive and successful. Many organizations do not fo llow this approach and have no awareness about the importance of keeping team members in the same team structure. This approach can reduce many difficulties for the HR department since instances of lack of coordination between team members can be significantly reduced with this approach. Source: Tilker, Lutz. â€Å"Managing diversity†, SpencerStuart, 2004. ... Diversity management helps to recruit and retain staff because companies take account of the different circumstances of current and potential employees. It strengthens innovation because diversity produces more creativity. And it improves the corporate image because diversity reflects important social values. Paraphrasing The author explains that effective cultural diversity management can prove to increase revenues and corporate value for the company. The improvement in business is due to the provision of better customer service and meeting their requirements in a fitting manner. The author quoted a research of another researcher, who stated that companies with better diversity management techniques are known to be more successful. Such companies are able to understand the problems of existing and new employees therefore they are able to retain more employees than other companies. The author also agreed that diversity promotes creativity in the business processes of the organization and it also helps to attain a positive image for the company. Commentary This paragraph is important for the research since it points out the benefits of embracing multicultural workforces in organizations. Some of the appealing benefits are increased profits, better image of the company and promotion of creativity. This research finding will support the benefits in the research study. Source: Chartered Institute of Personnel and development, â€Å"Managing diversity measuring success†, Change Agenda, 2005. For a multinational corporation, having workforce diversity may help it to be better at dealing with the diverse cultures it operates in and to design and implement strategies to improve market penetration and product differentiation through greater

How would Fredrickson explain Alexies essay Example | Topics and Well Written Essays - 1000 words

How would Fredrickson explain Alexies - Essay Example e work provided, the virtue of all American institutions and people, and the mission aimed at spreading all these institutions (Colombo, Cullen and Lisle 449). These themes were aimed at remaking and saving the entire earth as seen by America. The arguments supporting these themes claimed that America could make a better and new society that could be termed as beginning of a new world. There are a number of ethnic relations models in America presented by George Frederickson but in this essay the greater focus in on the historical perspective. In his representation, he has a presentation of the ethnic relations evolution that he ultimately did using four main concepts; cultural pluralism, ethnic hierarchy, group separation and one-way assimilation. The author used the latter to show that the outsiders, commonly referred to as minorities, were not to be considered as outsiders anymore. These groups of the blacks, native Americans, Irish individuals were expected to experience equity and complete participation in the society of the Americans. This meant that all the minorities had to confirm to the culture of the Americans. The one way assimilation model explained just as one assimilates into the American culture, it was essential to have all the people in America interact and communicate without instances of miscommunication (Nguyen 16). A good example is the divers e meaning of nodding ones head in a case of answering a question among the American and Bulgarian people. In America, nodding ones head means complying or a positive answer whereas it is the complete opposite in Bulgaria. However, one assimilation model provides information that ensures adaptation of such a person to the American culture without miscommunications. Fredrick essay provided a description of all available American ethnic relations. In addition, he wrote to depict the manner in which these different groups were supposed to interrelate so that they would handle each other in the creation of a

Information System Analysis On Hdfc Bank

Information System Analysis On Hdfc Bank As part of the RBIs liberalization of the Indian Banking Sector in 1994, The Housing Development Finance Corporation Limited received an in principle approval to set up a bank in the private sector. The bank was registered as HDFC Bank Limited, in August 1994 at Mumbai, India. HDFC Bank commenced its operations as a Scheduled Commercial Bank in January 1995. HDFC is one of the Indias premier housing finance company and it experiences an impeccable track record in Indian market as well as internationally. overview HDFC Bank provides a wide range of financial products, assistance and services to its more than 18 million customers across various hundreds of cities in India using multiple distribution channels including ATMs, phone banking, mobile banking and net banking. HDFC Bank is a dynamic bank, with a young and zealous team determined to achieve the vision of becoming a world-class Indian bank. The business philosophy is primarily based on four core values Customer Centred, Operational Excellence, Product Leadership and People. With the belief that the ultimate identity and success of the bank will reside in the exceptional quality of our people and their extraordinary efforts, the bank is proving to do exceptionally well. As on the year ended March 31, 2010, the Bank had a total income of Rs. 19,980.5 crores and net profit of Rs. 2,948.7 crores as against Rs. 19,622.9 crores and Rs. 2,245.0 crores respectively in the previous year signifies the growth and scope of the bank.The bank has three principal business sectors: 1.retail banking, 2.wholesale banking and 3.treasury operations. vision and mission HDFC Banks mission is to be a World Class Indian Bank, maintaining high standard against international standards, putting forward best practices in terms of product offerings, service levels, technology, audit compliance and risk management. The main objective is to continue building excellent customer franchises all across distinct businesses so as to be the best provider for target retail and wholesale customer segments, which will result in healthy profits, consistent with the Banks risk appetite. HDFC Bank is dedicated to do these while also ensuring the upmost levels of ethical standards, integrity and regulatory compliance. Business strategy: Increase the market share in Indias banking and financial services sector by a disciplined growth strategy aiming at balancing quality and growth in profitability. Enhance its technology and open saleable systems in order to deliver increased number of products to increased number of customers and to hold operating costs; Maintain high standards through credit risk management; Develop more and more innovative products and services that attract its targeted audience and address inefficiencies in the Indian market; Develop products and adapt to services that reduce its cost of funds; Aim at healthy earnings growth in financial segment with low volatility. Infrastructure and Operations Profile HDFC Bank was incorporated in August 1994, and, currently has an nationwide network consisting of 1725 Branches and 4232 ATMs in 779 Indian towns and cities. Refer figure 1. HDFC Bank in India operates on the following basic segments: Personal Banking: Includes all financial deals between a commercial bank and an individual. Wholesale Banking: Includes all sorts of financial dealings within Corporates, medium and small Enterprises, Financial Institutions and Trusts as well as the Government Sector. NRI Banking Includes personal banking relations with the Non Resident Indians. HDFC Bank has been recognized, felicitated and awarded by a number of organisations. MANAGEMENT INFORMATION SYSTEM The Banking sector is pretty much used to the concept and implementation of Management Information System since decades. Earlier during the start of 1980s the term MIS was used for the mainly making reports and to analyze the data.. This was then send to Top management, and decision were taken by them accordingly. Management of Information system is really benefitial during taking decisions and is a collected result of both- Data mining and Data Warehousing. Refer figure 2 for benefits of MIS. INFORMATION AND COMMUNICATION TECHNOLOGY ARCHITECTURE: Hub And Spoke Architecture The head quarter of HDFC is located in Mumbai. It has a network based IP which is centralized and the branches are spread across the nation and is connected to the main data centre at Chandvilli in Mumbai. Maharashtra. Network: A regional hub is defined such that the branches are categorized under different regions each having its regional hub. At the main region, the different branches coming under a single location are connected to the hub. These are then further connected to the central data centre using pipes having bandwidth of either 2 Mbps or 64 Kbps.There are two hubs instead of one. In a matter of years to come, HDFC Bank has decided to put connections with the feature of built-in redundancy in the network itself. Like, Madras could be connected to Bangalore and Kolkata, with all three of them being connected to Chandivili. Therefore, if the Kolkata-Chandivili link fails, then Kolkata will use the Madras link to connect to the Chandivili data center. VSAT solutions is used for networking. Servers The bank uses SCO Unix and MicroBanker from i-flex solution. With an increase on number of Banks branches, it became necessary to consider Unix/RISC operating systems instead of an Intel Unix platform, and thus the bank selected the Sun platform. Presently the bank is running its application on a Sun platform. As there was a rise in the volume of transactions, the total number of branches as well as the number of users has resulted in up-gradation of the hardware platform also.The database used is DAS and network SAN. Banking applications The software used by the bank for corporate and retail banking are different. The reason for this is that there was no package which could cater to both the domains. For the corporate sector HDFC Bank used MicroBanker after Flexcube. The Flexcube UBS uses a Compaq Alpha box-GS160. It also uses SAN solutions from Hitachi Data Systems. For the retail sector, the bank uses an offering from i-flex solutions : Finware. There were no issues faced by the bank regarding migration as the products they used were easily upgradeable and were usually supplied by the same set of vendors. The vendors also ensured that the programs that they were supplying had the feature that could conveniently help in migration or upgradation. Storage The bank currently using SAN technology, but they may have to consider NAS technology in the future. This calls for huge investment as various areas such as backup, disaster recovery need to be addressed. The bank has to store data according to the RBI guidelines for seven years, and as it is not necessary to store the data on the net-the bank uses tapes for off-line storage of data. The bank anticipates storage costs to decrease, and bulk purchases would be economical. Disaster Recovery setup The approach is that is needed to protect our data first as the basis for a business continuity plan. The disaster recovery site of the bank is located in Chennai. The data which is tored at the main site is also replicated in real-time online at the site in Chennai as well. Servers store the data at the site of DR and constant replenishment takes place. Incase of any disaster , the data is replicated and is available to use. Hence , both the bank and the customer have a feeling of security. BANK : HDFC BANK Vendor NCR: To provide Cheque Clearing solutions to cheque clearing operations department About NCR: (Refer figure 3) NCR is one of the prime leading vendor of payment and image processing solutions. Its core objective is to assist the financial institutes and companies to deliver products incorporating innovation in the constantly changing scenario of payments. The solution enables transaction with references to items to be captured digitally centralized or distributed to ATMs, branches, processed, archived and exchanged. These solutions are built with intensive knowledge and consulting and analysis by experts, integrated with a full range of high quality imaging transports and ATMs, and supported by a wide range of global customer services.. Other solutions included are like the cheque image processing, image storage and the retrieval, cheque and document imaging software etc. CHEQUE CLEARING PROCESS (INDIA): (Refer figure 4 and 5) The advent of the clearing process takes place with the cheque being deposited in the bank/branch from where it is drawn. The delivery of the cheque takes place to the specific branch or bank. Then the cheque is sent for payment if there are funds available and if the banker is convinced that it is genuine. In case if the cheques are left unpaid, they are returned to the present bank through another clearing which is known as Return Clearing. Signature Verification System (SVS): Refer Figure 6 The Signature Verification System further strengthens the entire process of verification by complete electrification of the whole process. By taking the image of the signature cards, the operators now can have direct access to the stored image of the cheque as well as signature card ,during the time of verifying cheques. The end result is that the entire process of cheque signature verification is carried out at a faster rate, also being more accurate as well as cost-effective compared to that of any other manual process. CONCLUSION: A management information system is a process which necessitates the manager with the information required to manage an organization efficiently and effectively. MIS is considered an essential component of effective and reasonable business decisions. The report concludes that Management Information System is par beneficial to the Banks for its transaction. We have seen the cheque Clearing Process and the involvement of IT for the same.IT contribution to banking Sector has really facilitated fast communication and real time networking. The Signature Verification System ensure the security and thus maintains the faith of the customer. Thus, the degree of customer satisfaction is enhanced. Comment on the HDFC Bank HDFC Bank has done exceptionally well considering its enthusiasm in MIS. Along with NCR it has received many award for preforming excellent. IT has been falicitated with the Multi-Channel Capability award for using the NCR APTRA eMarketing solution by NCR. IT facilitated the customers; communication via email,mobile services etc. It has also received the best ATM Installation and Management Solution award for HDFC Bank adapting to the NCR APTRA eMarketing solution to enhance customer service, reduce ATM transaction times and operating costs, and increase new revenue channels through its ATM network. Thus, establishing such IT infrastructure has reduced cost of paper for letters and faster access to the services available. It has also enhanced the customer experience. But, a lot more can be done on security which can again expand the applications for the customers and will built a sense of trust for the same. REFERENCES 1. www.hdfcbank.com 2. www.scribd.com 3. www.ncr.com 4. www.banktech.com 5. www.rbi.org.in 6. wiki.answer.com

Peter Careys The Fat Man In History Essay -- essays research papers

Peter Carey’s The Fat Man in History Entrapment and Isolation are common attributes of characters throughout several of the stories in The Fat Man in History. This comes across in many forms, both physical and mental. In most of the stories both entrapment and isolation often the result of the interaction of both. Stories which this theme is apparent are Crabs, Windmill in the West, and A Report on the Shadow Industry. In all of these stories characters are both entrapped and isolated by their behaviour and environment. They are not totally entrapped or isolated in all situations as they can change their behaviour to avoid this, however some of the stories depicting characters isolated or entrapped by their environment have less choice in their situation. Crabs was one of the stories where the isolation and entrapment were results of behaviour but later involved environment. The setting we are introduced to is one of isolation portrayed by the every man for himself world. Car owners were the prey of both Karboys and Police with support from no one against these forces. Crabs could have avoided this by having car that was less of a target, or not having a car at all, even though this would have been a difficult sacrifice. This isolation was the cause for his physical entrapment in the drive-in. During his entrapment in the drive in a further isolation was endured by Crabs. His choice of solitude was brought on by himself however, as he had become bored with the world ...

Child Labor Essay

Throughout history there have been articles, boycotts, books, poems, and so much more released to raise awareness on child labor. Children work under illegal, hazardous, and exploitative conditions each day risking their lives. Many of these children have their opportunity for an education taken away to work under harmful circumstances. William Blake’s poem â€Å"The Chimney Sweeper† was written to help aware and prevent child labor. William Blake wrote a poem to aware the society of child labor in Britain. A real life event inspired him to write his poem about the injustice being done to the children. Child labor is exploitation to children. They were out in extremely hazardous conditions that threaten their lives. Children began to die because they were stuck in an unsafe place. The ashes that surrounded them threatened their physical health to an extreme. Fires would be set and the children would be stuck in the chimney causing them to burn to death. Blake uses a variety of symbolism through biblical ideas. He uses symbols to represent what he states in his poem. The Chimney Sweeper is based on a true story. This boy was sold and left alone by his father. Tom sweeps chimneys with four other boys: Dick, Joe, Ned, and Jack. One night tom dreams that he and the other children are sleeping in black coffins. Blake says this relating to the black ashes the children are covered in every day from sweeping the chimneys. In his dream an angel appears with a key. She unlocks the coffin the children were in and let them out. â€Å"Were all of them lock’d up in coffins of black. And by came an Angel who had a bright key, And he open’d the coffins & set them all free;† (lines 12-14) Child labor has been a big issue since industrialization began. Like the poem children were being put to work in atrocious conditions. Child labor was used because they do not have to get paid as much as adults. They were working more than a full time job. Some children would end up working for factories when their family could not afford much so they would give them up. Blake’s poem created a well-known issue concerning child labor in the real world. The way Blake described the children’s suffering and harsh living conditions caught the attention of many of his readers. The poem was created with the intention to have laws against child labor. As well as in Britain, there were many places around the world that were creating laws against child labor like the United States. The British act stated the age limit for children to begin working, children should be washed once a week, and prohibited to clean chimneys with fire in them. This act marked part of a beginning into the long battle to fight for the end of child labor. Unfortunately, till this day child labor occurring all around the world. The International Labor Organization estimated that over 215 million children under the age of 17 are currently working under illegal and harmful conditions. Children around the world are still suffering and unprivileged from opportunities of an education. A lot is done around the world to help and reach awareness to people about child labor. William Blake’s â€Å"The Chimney Sweeper† is a great resource created to help inform the people of the suffering and unfortunate life children live. Work Cited Blake, William. â€Å"The Chimney Sweeper.† –Blake. Web. 18 May 2012.. Fried, Milton. â€Å"Child Labor.† History of Child Labor. Amalgamated Clothing Workers of America. Web. 18 May 2012. . Heath, DIanne. â€Å"Social Science Medley.† Analysis of â€Å"The Chimney Sweeper† by William Blake ~. Social Science Medley, 30 Mar. 2011. Web. 18 May 2012. . Songs of Innocence,1789 and Songs of Experience; 1794 http://165.29.91.7/classes/humanities/britlit/97-98/blake/POEMS.htm; â€Å"- Texts in Context.† Imagery, Symbolism and Themes in Blake’s The Chimney Sweeper (I) from Crossref it.info. Web. 18 May 2012. .

Global disaster management Essay

Disaster management became global; financial resources together with the establishment of several associate and group organizations sprang up. Mass media took up the root with each major and minor disaster reported universally. Disaster tradition were formed and disseminated by the mass media. Until this global agenda was affirmed, environmental issues were still in their infancy and the number of research or consulting organizations focused on disasters was exceptionally small. The concern of disaster research units (mainly university-affiliated) and disaster management units in public administrations only became noticeable in the second half of the century in the late fifties. By the start of new millennium, the number of disaster-related organizations had grown exponentially. The U. S. government alone has no fewer than twenty-six major agencies as well as dozens of regional offices dealing with disasters. There are a further ninety-five specialized units established for contradictory disaster situations. To this can be added eighty U. S. domestic non-govermental organizations (NGOs). This number can be used as a rough suggestion of the same process occurring all through the Western world. The sharing of disaster-related global-based agencies likewise grew, comprising over ninety major public agencies with offices all through the world. This guide of the globalization of disaster management also supported the hold of public administration on the area of disasters. It has also led to interagency divergences and problems of management, as well as protective imperatives, turf wars, and competition (International Decade for Natural Disaster Reduction, 1996). What was evident at the national or state level-at which public administrations subjugated the definition of disaster, who was capable to be a disaster victim, what help would be afforded, and so on-was now extensive at the global level by other forms of public administration in diverse guises. As some critical reports have noted, the results have been at the similar mediocre levels of disaster management (on a larger scale), where in several cases such â€Å"assistance† was more unfavourable than supportive. The most observable of these have been linked with the droughts in Africa, where NGOs and international aid have in fact harmed more people than they have helped.

French to English False Cognates

French to English False Cognates One of the great things about learning French or English is that many words have the same roots in the Romance languages and English. However, there are also a great many faux amis, or false cognates, which look similar but have different meanings. This is one of the biggest pitfalls for students of French. There are also semi-false cognates: words that can only sometimes be translated by the similar word in the other language.This alphabetical list (newest additions) includes hundreds of French-English false cognates, with explanations of what each word means and how it can be correctly translated into the other language. To avoid confusion due to the fact that some of the words are identical in the two languages, the French word is followed by (F) and the English word is followed by (E).ici (F) vs icy (E)  Ã‚  Ã‚  Ã‚  Ã‚  ici (F) means here.  Ã‚  Ã‚  Ã‚  Ã‚  icy (E) means glacial, glacà ©, or verglacà ©.idà ©ologie (F) vs ideology (E)  Ã‚  Ã‚  Ã‚  Ã‚  idà ©ologie (F) can refer to an ideology, but is usually used in a pejorative sense: ideology or philosophy based on sophomoric or illogical arguments.   Ã‚  Ã‚  Ã‚  Ã‚  ideology (E) une idà ©ologie.ignorant (F) vs ignorant (E)  Ã‚  Ã‚  Ã‚  Ã‚  ignorant (F) is a semi-false cognate. It usually means unaware of, although it can mean ignorant (E). It can also be a noun - ignoramus.  Ã‚  Ã‚  Ã‚  Ã‚  ignorant (E) has only one French equivalent - ignorant, but in English it is usually somewhat pejorative: lacking education or knowledge. The French word ignorant doesnt distinguish between unaware and uneducated.ignorer (F) vs ignore (E)  Ã‚  Ã‚  Ã‚  Ã‚  ignorer (F) is a semi-false cognate. It nearly always means to be ignorant (E) or unaware of something: jignore tout de cette affaire - I know nothing about this business.  Ã‚  Ã‚  Ã‚  Ã‚  ignore (E) means to deliberately not pay attention to someone or something. The usual translations are ne tenir aucun compte de, ne pas relever, and ne pas prà ªter attention .impair (F) vs impair (E)  Ã‚  Ã‚  Ã‚  Ã‚  impair (F) is an adjective: odd or uneven.  Ã‚  Ã‚  Ã‚  Ã‚  impair (E) is a verb: diminuer or affaiblir.implantation (F) vs implantation (E)  Ã‚  Ã‚  Ã‚  Ã‚  Une implantation (F) is the introduction or setting up of a new method or industry, a settlement, or a companys presence in country/region. Medically, it means implantation (of an organ or embryo).  Ã‚  Ã‚  Ã‚  Ã‚  Implantation (E) means une implantation only in the sense of an introduction or setting up or in the medical sense.important (F) vs Important (E)  Ã‚  Ã‚  Ã‚  Ã‚  important (F) has a much broader meaning that its English cognate. In addition to important in the sense of significant or authoritative, important (F) can also mean large, considerable, substantial.  Ã‚  Ã‚  Ã‚  Ã‚  important (E) important.imposition (F) vs imposition (E)  Ã‚  Ã‚  Ã‚  Ã‚  imposition (F) refers to taxation (les impà ´ts - taxes). In religion, limposition des mains the laying on of hands.  Ã‚  Ã‚  Ã‚  Ã‚  imposition (E) has two distinct meanings. The imposition of something, such as a regulation, is la mise en place. In the sense of a burden, imposition cant be translated by a noun. The sentence needs to be rewritten using a verb like abuser or dà ©ranger to get the sense of imposition across.inconvà ©nient (F) vs inco nvenient (E)  Ã‚  Ã‚  Ã‚  Ã‚  inconvà ©nient (F) is a noun and is also  somewhat stronger than the English word inconvenient; un inconvà ©nient is a disadvantage, drawback, or risk. Les inconvà ©nients - consequences.  Ã‚  Ã‚  Ã‚  Ã‚  inconvenient (E) is an adjective: inopportun, importun, gà ªnant, peu pratique, malcommode.inconsistant (F) vs inconsistent (E)  Ã‚  Ã‚  Ã‚  Ã‚  inconsistant (F) indicates poor consistency: flimsy, weak, colorless, runny, or watery. In a more general sense, it can be translated by inconsistent.  Ã‚  Ã‚  Ã‚  Ã‚  inconsistent (E) means lacking consistency or being erratic: inconsà ©quent, incompatible.index (F) vs index (E)  Ã‚  Ã‚  Ã‚  Ã‚  index (F) can refer to the index finger, a pointer, or an alphabetical index.  Ã‚  Ã‚  Ã‚  Ã‚  index (E) is an alphabetical index or table. When it is used in statistics, the French equivalent is une indice.infect (F) vs infect (E)  Ã‚  Ã‚  Ã‚  Ã‚  infect (F) is an adjective: revolting, obnoxious, squalid, vile, horrible.  Ã‚  Ã‚  Ã‚  Ã‚  infect (E) is a verb: infecter, contaminer.information (F) vs information (E)  Ã‚  Ã‚  Ã‚  Ã‚  information (F) is a semi-false cognate. Une i nformation refers to a single piece of information, while des informations is equivalent to the general English term information. In addition, une information can indicate an official inquiry or investigation.   Ã‚  Ã‚  Ã‚  Ã‚  information (E) means des renseignements or informations.informatiser (F) vs inform (E)  Ã‚  Ã‚  Ã‚  Ã‚  informatiser (F) to computerize.  Ã‚  Ã‚  Ã‚  Ã‚  inform (E) can mean informer, avertir, aviser, or renseigner.ingrat (F) vs ingrate (E)  Ã‚  Ã‚  Ã‚  Ã‚  ingrat (F) can be an adjective - ungrateful, bleak, unreliable, or unattractive - or a noun: ingrate, ungrateful person.  Ã‚  Ã‚  Ã‚  Ã‚  ingrate (E) un ingrat.inhabità © (F) vs inhabited (E)  Ã‚  Ã‚  Ã‚  Ã‚  inhabità © (F) uninhabited.  Ã‚  Ã‚  Ã‚  Ã‚  inhabited (E) means habità ©.injure (F) vs injury (E)  Ã‚  Ã‚  Ã‚  Ã‚  injure (F) is an insult or term of abuse.  Ã‚  Ã‚  Ã‚  Ã‚  injury (E) refers to une blessure.inscription (F) vs inscription (E)  Ã‚  Ã‚  Ã‚  Ã‚  inscription (F) is a true cognate in the sense of text inscriptions. However, it is also a general term for action as well as registration or enrollment.  Ã‚  Ã‚  Ã‚  Ã‚  inscription (E) une inscription on a coin or monume nt, or une dà ©dicace in a book.insolation (F) vs insulation (E)  Ã‚  Ã‚  Ã‚  Ã‚  insolation (F) means sunstroke or sunshine.  Ã‚  Ã‚  Ã‚  Ã‚  insulation (E) isolation.instance (F) vs instance (E)  Ã‚  Ã‚  Ã‚  Ã‚  instance (F) means authority, official proceedings, or insistence.   Ã‚  Ã‚  Ã‚  Ã‚  instance (E) refers to something that is representative of a group, an example - un exemple.intà ©gral (F) vs integral (E)  Ã‚  Ã‚  Ã‚  Ã‚  intà ©gral (F) means complete, unabridged, or total.  Ã‚  Ã‚  Ã‚  Ã‚  integral (E) means intà ©grant or constituant.intà ©ressant (F) vs interesting (E)  Ã‚  Ã‚  Ã‚  Ã‚  intà ©ressant (F) is a semi-false cognate. In addition to interesting, it can mean attractive, worthwhile, or favorable (e.g., a price or offer).  Ã‚  Ã‚  Ã‚  Ã‚  interesting (E) means captivating, worth looking at, etc.intoxiquà © (F) vs intoxicated (E)  Ã‚  Ã‚  Ã‚  Ã‚  intoxiquà © (F) means poisoned.  Ã‚  Ã‚  Ã‚  Ã‚  intoxicated (E) means drunk - ivre.introduire (F) vs introduce (E)  Ã‚  Ã‚  Ã‚  Ã‚  introduire (F) means to place, insert, or introduce into. It is not used in the sense of introducing one person to another.  Ã‚  Ã‚  Ã‚  Ã‚  introduce (E) means prà ©senter.isolation (F) vs isolation (E)  Ã‚  Ã‚  Ã‚  Ã‚  isolation (F) re fers to insulation.  Ã‚  Ã‚  Ã‚  Ã‚  isolation (E) equals isolement or quarantaine.inviter (F) vs invite (E)  Ã‚  Ã‚  Ã‚  Ã‚  inviter (F) means both to invite and to treat (someone to a meal/drink).  Ã‚  Ã‚  Ã‚  Ã‚  invite (E) inviter.

Ecstasy Use-Causes & Effects essays

Ecstasy Use-Causes & Effects essays Ecstasy use is getting out of control. More young people are using ecstasy now than ever before. It a time where usage of every other drug is going down, or staying at the same level ecstasy is seeing huge increases in the number of people using it. Ecstasy use has gone up 47% since 1995 (Special). There are many reasons that ecstasy is many peoples drug of choice; however, if they knew the horrible effects that ecstasy can have on your body and mind it is doubtful it would still be such a popular drug. One of the biggest reasons that ecstasy use is becoming so wide spread is peoples misconception of it. Many people see it as a harmless party drug. Others have no idea what its side effects might be and use it just because everyone else is, and figure that must make it safe to use. Unlike other harmful drugs with the same level of side effects ecstasy use is very easy to get a hold of. Because of that, the people that they are buying it from may not be very experienced users and unable to tell people what to expect. Many young people have heard of or seen the horrible effects caused by cocaine, crack cocaine, heroine or LSD, and a certain negative stigma has been attached to them. However ecstasy is a relatively new drug and not much research has been completed on its side effects. Also the younger generation has seen the effects of the older generations drug use. They have heard about the flash backs people still get from LSD use and how horribly addicting cocaine and heroine can be. And have been taught by schools, commercials and parents that smoking marijuana is not socially acceptable. Unfortunately Ecstasy use is usually left out of the parental lectures, anti-drug commercials, and school lessons on drugs. However that is not the only reason people use the drug ecstasy. Many people say they do it for enjoyment. The feelings while on ecstasy can be very pleasurable. While on ecstasy users get feelings of intimac...

#$2 Essays - Financial Statements, Free Essays

TITLE:Financial Accounting ICOURSE: AC 101 CREDITS:3PREREQUISITE: MA 010B or MA - 010PRE or COREQUISITE: BU 101 TEXTBOOK: Accounting Principles 12th Edition, Volume 1 Weygandt, Kimmel, Kieso SUGGESTED REFERENCE SOURCE:AC 101 LibGuide INSTRUCTOR:Name: Joe Aguero CPA E-mail: [emailprotected] No.: (732) 417-0800 ext 22121 Instructor Availability: Upon request Course Description: This course is an introduction to the basic principles of financial accounting including the accounting cycle, recording and posting transactions, adjusting and closing entries, financial statements, asset valuation, and depreciation. Course Outcomes/Objectives: Upon completion of this course, the student will be able to: Understand and implement the Accounting Cycle including the ability to: (a) Analyze and journalize transactions, (b) Post to ledger accounts, (c) Prepare a trial balance (d) Journalize and post adjusting entries, (e) Prepare an adjusted trial balance, (f) Prepare financial statements, (g) Journalize and post closing entries, (h) Prepare a post closing trial balance. Prepare a Bank Reconciliation and understand the concept of internal and cash controls to safeguard assets and enhance the accuracy and reliability of accounting records. Account for merchandise inventory and calculate the cost of inventory on hand at the Balance Sheet date and the cost of goods sold. Account for bad debt. Calculate and understand the reasoning for the different methods of depreciation. Understand the concepts related to payroll accounting Student Evaluation Criteria: Student assessment for achieving the above objectives will be as follows: Quizzes / Tests45 % (See Notes 1 1 Cumulative Final Exam35 % H.W. 5% Attendance5% Student Project10 % (See Note 3 below) This project is comprehensive and covers the entire accounting cycle, as described in Learning Outcome #1 above. Notes to Student Evaluation Criteria: No makeup exams are given. In addition to no makeups, there will be no dropping of the lowest grade, no extra credit and no curving of test grades. The student project will be announced after the completion of Chapter 4 and must be handed in by the assigned due date which will appear on the instructions for the project. The student will be given a reasonable amount of time to complete the project (usually 2 weeks). Any student not in attendance when the project is handed out will NOT receive additional time beyond the original due date. Any student project handed in late will have one (1) out of ten (10) points deducted for each late day, or portion thereof, including weekends and holidays, before the project is graded. For example, a student hands in the project 3 days late. In this case, the maximum grade the student can receive for the project is seven (7), assuming the project is perfect. If the project is assigned a grade of 50%, then the student will receive 3.5 out of 10 points toward the final grade (50% of 7). The entire project must be typewritten. Any project not type written or partially typewritten will receive an a utomatic grade of zero. You are expected to be present at the beginning of the class period and remain in the classroom for its duration. Lateness, walking in and out of the classroom during a class session for whatever reason, absences, cell phones ringing, and any other class disruptions will not help your final grade. You are expected to bring paper, pencil and a calculator to class. None will be provided. Eating food in the classroom is forbidden. Children are not permitted in the classroom at any time. Shut off electronic devices such as cell phones, laptops, etc., during class. NOTIFICATION FOR STUDENTS WITH DISABILITIES: If you have a disability, and believe you need accommodations in this class, please contactHYPERLINK "http://pccc.edu/ods"Disability Servicesstaffat 973-684-6395, or emailHYPERLINK "mailto:[emailprotected]"[emailprotected], to make an appointment.You should do so as soon as possible at the start of each semester.If you require testing accommodations, you must remind me (the instructor) one week in advance of each test. More information @HYPERLINK "http://pccc.edu/ods" t "_blank"pccc.edu/ods. Course Contents: ChapterTopic 1Accounting in Action (Discussion) 2The Recording Process 3Adjusting the Accounts 4Completion of the Accounting Cycle 5Accounting for Merchandising Operations 6Inventories 8Internal Control and Cash 9Accounting for Receivables 10Plant Assets, Natural Resources, and Intangible Assets 11Current Liabilities and Payroll Accounting Grading System: A=100 93 A-= 92 89 B+= 88 86 B= 85 83 B-= 82 79 C+= 78 76 C= 75 70 D= 69 60 F=Below 60 Homework Assignment Textbook Chapter Exercises Problems: SET A1 E1-5, E1-7, E1-11, E1-14 P1-3A, P1- 4A 2 E2-2, E2-9, E2-10, E2-14 P2-1A, P2-2A 3 E3-6, E3-7,

Professional, Ethical, and Legal Issues in Healthcare Essay

Professional, Ethical, and Legal Issues in Healthcare - Essay Example A nurse who is a friend to the mother of the family suffering from cancer finds herself in a difficult situation in trying to be loyal to the mother, to the two sons in the family and to her profession. Having been a good mother, she chooses not to disclose her medical condition to her sons so as to avoid negatively affecting them psychologically. The ethical dilemma that the nurse finds herself in by not disclosing this information will be put in focus. Introduction There are principles that form the foundation of the ethical codes guiding the professional practice in healthcare. These are the foundations of moral theory in healthcare profession with code of ethics that call for honesty, integrity and responsibility. As such, these ethical codes that have been developed for healthcare professionals provide guidance in their practice. These would normally be created in response to anticipated or actual ethical conflicts (Schweitzer 2010). They are usually difficult to comprehend and only make sense when applied in real life in cases of ethical ambiguity. The contents in these codes vary with the risk involved in a specific profession. For example, in psychology, the code of ethics would define in greater depth the relationship with the client due to the high degree of personal relationship a psychologist would have with the client. On the other hand, there would be minimal interaction between a laboratory technician and a patient; hence the relev ant code of ethics would be more on the need for accuracy and reliability in their tests. White defines bioethics as the application of the general principles of ethics in healthcare (2005). Indeed, all the areas in health care, including staff utilization, clients’ direct care and finance allocation are bound by ethics. Ethics would raise a question but would not provide an easy answer. Among the reasons that make ethics important in the modern world include advancement in technology, changing society and more knowledgeable clients. There are three main groups in healthcare affected by ethics, namely; the providers, patient and family. They would normally have different perspectives on how they would like issues handled. This becomes more complicated when bioethics, physician theories and societal stake are considered (Warren 2011). Just like other practitioners in healthcare, nurses uphold each principle in their routine practice. However, there are times when these principles conflict calling for the nurses’ ethical decision making in choosing which of th e principles becomes priority to be upheld at that moment. In such cases of ethical dilemma, there is no ‘right’ solution. Fant defines ethical dilemma as a problem that does not have a satisfactory resolution (2012). Thus, different ethical choices on an ethical dilemma could be made, but this does not justify any choice as being ‘wrong’ or ‘right.’ The definition of ethics varies from one nurse to another and would normally be shaped by experience, values and beliefs of an individual nurse. The code of ethics with respect to the

Hunger and Poverty among African-Americans in the last ten years in Research Paper

Hunger and Poverty among African-Americans in the last ten years in Texas - Research Paper Example The term poverty is defined as the lack of some basic needs of living. As such the research work is done to identify and evaluate the multiple dimensions of poverty and hunger associated with the Afro American group of the state. Therefore, the research question is to identify the reasons and impacts of hunger and poverty of the African-Americans in the last ten years in Texas. The Great Financial Crisis (GFC) of 2008 seems to have had many negative effects on the United States including Texas. One of the main effects of the economic downturn has been the increase in the poverty rates in Texas since the year 2009. Poverty and food insecurity among the Afro American people seem to be closely interlinked. One in four Afro American people live are eligible for an amount of $11, 670 assistance from the government. In case of a single member household the percentage of assistance varies from 100% to 400%. The level of percentage is the same for household size of 1 to 8 but the amount of assistance varies. For example, the amount of assistance for a 2 member household at the 100% level is $15, 730. The 100% assistance is highest for 8 members household where the assistance amount is $40, 090. Lee and Frongillo (2001) have identified in their work that the rate of poverty among the children in the Afro American group living in Texas is alarmingly high which has p ut the whole future generation in a risky state (Lee and Frongillo, 2001). The term of poverty line is denoted as the threshold level or the minimum amount of money a person needs to lead a life in a particular country. Almost 35.7% of the total population of Afro American children belong to the below poverty line group in Texas as compared to only 20% of the American children living below the poverty line specified by the federal government. Despite being a state experiencing high growth and development, the poverty rate in Texas is high. Poverty is Texas seems

Environmental health Epidemiology Assignment Example | Topics and Well Written Essays - 250 words - 4

Environmental health Epidemiology - Assignment Example Certain chronic illnesses tend to be common only among elderly women and rarely affects the young ladies (Brown, 2007). Addiction, substance abuse and treatment are dependent psychosocial variables. Alcohol and drug are big contributors to the development of chronic illnesses such as liver cirrhosis. Continuous use of alcohol results in increased cases of chronic illnesses and development of complexity during care provision for the sick. Alcohol is a dependent variable of chronic illnesses as in certain instances; alcohol disorders are associated with complex services for chronic illnesses and inconsistent attendance to treatment. Chronic illness can act as a functional limitation to an addict’s ability to access health care services for the treatment of addiction. On other cases there is increased interaction with the health care facilities and access of treatment. (Gordis, 2004) Social control is an independent variable of chronic illnesses. The degree of social control between married and unmarried men varies. The married are the most affected. Social control causes health behavioral change of the recipient. It tends to lead to an improved health behavior though one is at risk of suffering from psychological distress ( Hurtig,

HOSPITALITY AND HOTELS IN THE UK INDUSTRY COURSEWORK

HOSPITALITY AND HOTELS IN THE UK INDUSTRY - Coursework Example ort about the Hospitality and Hotel Industry of the United Kingdom we will discuss the position of the hotel industry today, and how it has emerged from a depression. We will also discuss the ongoing trends, economic factors and other external factors that will affect the hotel industry. Moreover, the report establishes link between hospitality sector and other sectors of the UK economy like travel, tourism and leisure. It has been unveiled that the hotel owners in the United Kingdom are coming out of an approximately three year long economic depression, their revenue had declined significantly. The numbers of occupancies and the room rates have now increased according to the PwC. The four star brand hotels have increased as cutting down in budgets have forced the traveller who is conscious about its travelling cost live in low cost hotels, this has increased competition in the United Kingdom hotel industry due to an increase in the supply of hotels. According to PwC the number of occupancies in the region is estimated to rise to 71 percent, this level was last seen in 2007 and 2008. The rates will be best since 2009; the average daily rates this year might be up to  £60. The main standard for the hotel industry regarding the revenue per available room will increase by 1.8 per cent next year to  £43.44, this is not as good when compared to inflation however it shows some sign on stability in the hotel industry. There are 12,600 hotels in the United Kingdom with 633,000 rooms total; further 20,000 rooms are expected to open in about 200 hotels in 2013 and 2014. In the market for four star hotels there are many developments going on for example Starwood Hotels Aloft which is opening in Liverpool. (Blitz, 2013) The hospitality industry does not merely comprises of hotels and resturants but there are varies range of services and organizations types included in this industry. There are mainly 12 different sectors of this industry. All of these sector offer wide

Leadership Essay Example | Topics and Well Written Essays - 1250 words - 7

Leadership - Essay Example f leadership in business can be fully understood if it is applied to the leadership qualities exhibited and promoted by Jack Welch during his tenure at GE. His leadership has been credited as one of the primary reasons which took GE from a company which was in financial trouble and losing investor confidence to the position of the most admired and respected company in the world (Colvin, 2005). Jack Welch comes across clearly in terms of his leadership ideal when he gives the eight rules of leadership in his book titled Winning. These rules can be studied in the light of leadership theories and a final analysis can be made as to which are the exact ideals of leadership that are recommended by Jack Welch. The eight rules as suggested by Welch (2005) are: With these rules in mind, two theories of leadership can be applied to the style used by Welch and these are the trait theories set and the situational theories of leadership. Gardner (1995) presents us with several ideas which leaders can use to change their leadership styles or how they can balance the styles depending on the situation. The idea of leadership traits can come with several stereotypes or ideas that some people are born leaders, but leadership skills can also be taught to people although the right personality always helps (Welch, 2005). For example, when we consider the third rule given by Welch which states that leaders must give out and infect others with positive energy and optimistic views about situations. That is a key pointer towards the fact that Jack Welch considers the majority of leadership skills to come from the trait theory than any other applicable theory. Undoubtedly, optimism is a personality trait and being able to create optimism or any other emphatic feeling in others requires a leader to have charisma (DePree, 1989). Charisma is accepted by DePree (1998) to be a rare quality which is attributed to those leaders who create devoted followers. Devoted followers and employees who

Environmental health Epidemiology Assignment Example | Topics and Well Written Essays - 250 words - 4

Environmental health Epidemiology - Assignment Example Certain chronic illnesses tend to be common only among elderly women and rarely affects the young ladies (Brown, 2007). Addiction, substance abuse and treatment are dependent psychosocial variables. Alcohol and drug are big contributors to the development of chronic illnesses such as liver cirrhosis. Continuous use of alcohol results in increased cases of chronic illnesses and development of complexity during care provision for the sick. Alcohol is a dependent variable of chronic illnesses as in certain instances; alcohol disorders are associated with complex services for chronic illnesses and inconsistent attendance to treatment. Chronic illness can act as a functional limitation to an addict’s ability to access health care services for the treatment of addiction. On other cases there is increased interaction with the health care facilities and access of treatment. (Gordis, 2004) Social control is an independent variable of chronic illnesses. The degree of social control between married and unmarried men varies. The married are the most affected. Social control causes health behavioral change of the recipient. It tends to lead to an improved health behavior though one is at risk of suffering from psychological distress ( Hurtig,

Leadership Essay Example | Topics and Well Written Essays - 1250 words - 7

Leadership - Essay Example f leadership in business can be fully understood if it is applied to the leadership qualities exhibited and promoted by Jack Welch during his tenure at GE. His leadership has been credited as one of the primary reasons which took GE from a company which was in financial trouble and losing investor confidence to the position of the most admired and respected company in the world (Colvin, 2005). Jack Welch comes across clearly in terms of his leadership ideal when he gives the eight rules of leadership in his book titled Winning. These rules can be studied in the light of leadership theories and a final analysis can be made as to which are the exact ideals of leadership that are recommended by Jack Welch. The eight rules as suggested by Welch (2005) are: With these rules in mind, two theories of leadership can be applied to the style used by Welch and these are the trait theories set and the situational theories of leadership. Gardner (1995) presents us with several ideas which leaders can use to change their leadership styles or how they can balance the styles depending on the situation. The idea of leadership traits can come with several stereotypes or ideas that some people are born leaders, but leadership skills can also be taught to people although the right personality always helps (Welch, 2005). For example, when we consider the third rule given by Welch which states that leaders must give out and infect others with positive energy and optimistic views about situations. That is a key pointer towards the fact that Jack Welch considers the majority of leadership skills to come from the trait theory than any other applicable theory. Undoubtedly, optimism is a personality trait and being able to create optimism or any other emphatic feeling in others requires a leader to have charisma (DePree, 1989). Charisma is accepted by DePree (1998) to be a rare quality which is attributed to those leaders who create devoted followers. Devoted followers and employees who

Petrophysics Essay Example for Free

Petrophysics Essay Abstract The South Tapti gas field, located in the Arabian Sea off the western coast of India, has been on production for the last three years. Drill Stem Tests (DST) conducted in five zones in the first appraisal well showed high sand production in all the tests at drawdowns as low as 20 psi. Due to the unconsolidated nature of the reservoir sand, it was decided to gravel pack all future wells. Initially, the High Rate Water Pack (HRWP) technique was used on 13 completions including some stack and selective completions. Due to a change in the drilling fluid to an oil based mud (OBM) system and the higher damage associated with the it, it was later decided to switch the gravel packing technique to ‘Frac and Pack’. This involved creation of a small frac to bypass the near wellbore damage using a gel-based fluid, followed by gravel placement using the HRWP. The Frac Pack technique was tried on 10 completions. Extensive production and pressure data collected on the above completions show that the ‘Frac Pack’ technique has led to a decrease in the mechanical skin by almost 70 %. More importantly, it has also been responsible for decreasing the Rate Dependent Skin Coefficient, D, by 50 %, which has a greater impact on the well productivity since these wells are produced at average rates of 25 MMSCFD. This paper describes the gravel packing techniques used in the South Tapti gas field, their evolution and the results achieved. Inroduction The South Tapti field, located off the Western coast of India, is represented by a series of alternating sand and shale sequences. The upper reservoir intervals are dominated by tidal-bar and channel sands deposited in a deltaic environment while the lower sands represent incised valley deposits consisting largely of alluvial/fluvial channels, tidal bars and tidal creeks. The exploratory wells drilled in the field indicated strong sand production tendencies due to the unconsolidated nature of the reservoir rock. This was corroborated by extensive testing of the first development well when all the five zones tested produced sand even under extremely low pressure drawdown conditions. The completion policy for the field focused on preventing sand ingress while minimizing the near well-bore damage inherent in any sand control application. The early development wells were gravel packed using the high rate water pack (HRWP) technique. These initial completions were highly successful in preventing sand production but also induced significant damage in the process. The problem was accentuated when the drilling mud system was changed to an oil base system in an attempt to offset recurrent drilling problems arising out of unconsolidated sandstone and presence of reactive clays. This called for a change in completion philosophy in order to ensure that the wells retain high productivity with effective sand control. Geologic and Reservoir Characterization The South Tapti field is localized by a broad SW-NE trending, doubly plunging anticline. The field has up to 13 different Oligo-Miocene gas bearing sands, separated by shales. The reservoir sands were deposited in both incised valley and deltaic settings. Reservoir sands within incised valleys consist of alluvial/fluvial channels, tide-influenced channels and tidal bars. The channel sands typically are the cleaner sands with excellent porosity permeability and up to 20 m thick, whereas the tide-influenced channels and tidal bars are shalier, with more modest porosity and permeability. CLAY MINERALS 1. Abstract: Tapti Basin in Surat Depression, Bombay Offshore is characterized by entirely siliciclastic succession. The cores and cutting samples, and wireline logs provide important information about the stratigraphy, basin fill, mineralogy, source and reservoir rock characteristics. Well under study is located in South Tapti sub-basin and contains gas-bearing sandstone within Mahim Formation of Late Oligocene age. The cuttings and cores have been megascopically examined and with the aid of electrical log data, the litholog of the well is prepared. The study involves XRD and major element analysis of selected samples. The XRD and digital log data from Natural Gamma Sepctrometry (NGS) log indicate that montmorillonite is the major clay mineral present in the upper part of the succession, whereas kaolinite present in the lower part (1868 m MD to 2427 m MD). Kaolinite is apparently formed by early stages of burial diagenesis, whereas montmorillonite is a weathering product of the Deccan Basalt. Interpretative lithology from the well log response shows that reservoir sandstones have developed within the depth interval of 1865m TVD to 1945 m TVD within dominantly shale lithology. Reservoir sandstones are semiconsolidated, medium to coarse grained and moderately well sorted. Quartz is the dominant detrital component in all the sandstones. Pay sands are quartz arenite whereas non-pay sands are quartz wacke with varying amount of clay matrix. Kaolinite in the reservoir section reduces the permeability of quartz wacke, but enhancing porosity in microlevel. Carbonate, siderite and iron oxide are main cementing material. Major element data showing that clastic sediments were delivered to the basin possibly by the Proto Tapti river but they may be having dual source of origin. The discriminant functions of Meyer and Nederlof, 1984 has indicated that the studied formations do not have source rock potential. Key words: Tapti Basin, Bombay Offshore, hydrocarbons, provenance and clay minerals. quartz wacke, but enhancing porosity in microlevel. Carbonate, siderite and iron oxide are main cementing material. Major element data showing that clastic sediments were delivered to the basin possibly by the Proto Tapti river but they may be having dual source of origin. The discriminant functions of Meyer and Nederlof, 1984 has indicated that the studied formations do not have source rock potential.

Information System In Allied Bank

Information System In Allied Bank Allied bank was the first bank to be established in Pakistan. It started out in Lahore by the name Australasia Bank before independence in 1942; was renamed Allied Bank of Pakistan Limited in 1974 and then Allied Bank Limited in 2005. Allied Bank was the first Muslim bank to have been established in Pakistan. Established in December 1942 as the Australasia Bank in Lahore with a paid-up share capital of Rs. 0.12 million under the Chairmanship of Khawaja Bashir Bux, the Bank attracted deposits equivalent to Rs. 0.431 million in its first eighteen months of business. Today, with its existence of over 60 years, the Bank has built itself a foundation with a strong equity, assets and deposit base. At the time, the Banks total assets amounted to Rs. 0.572 million. Today, Allied Banks paid up Capital Reserves amount to Rs. 10.5 billion, deposits exceed Rs. 143 billion and total assets equal Rs. 170 billion. It offers universal banking services, while placing major emphasis on retail banking. The Bank also has the largest network of over 800 online branches in Pakistan and offers various technology-based products and services to its diverse clientele. Vision: To become a dynamic and efficient bank providing integrated solutions and the first choice of bank for all customers. Mission: To provide high tech innovative solutions to meet customer requirements To create sustainable value through growth, efficiency and diversity for all stake holders To provide a challenging work environment, and reward dedicated team members To play a proactive role in contributing towards the society Values: Integrity Excellence in service High performance Innovation and growth Areas of Business: Allied bank is operating in all major cities of Pakistan. It has a network of 700 branches. Information Systems at Allied Bank Limited Information systems used at ABL differ from department to department and complete specifications of systems used in Customer Retail Banking Department will be mentioned in the later part of the report however, the IS used in Allied bank serves the common purpose of faster communication between all stake holders, updating of transactions process on daily basis, provision of better customer service, faster execution of data, easier access and communication to the central branch and other branches countrywide etc. However, Allied Bank used manual systems before 2002. The reasons for making the shift to automated information systems are summarized below: The need for converting from manual to automated systems: Personnel at Allied Bank are of the view that both manual and automated systems are effective ways of message entry and transmission but manual data systems have certain cons as compared to their counterpart the automated data systems. Manual data systems are slow and tedious as compared to automated systems. Moreover, there are more chances of human error occurring in the usage of manual systems as compared to automated systems and this error removing is crucial to the efficient functioning of the Allied Bank. Moreover, manual data systems are less secure and tampering with data is possible via their use and to minimize that risk Allied bank shifted to the use of automated Data systems in 2002. Moreover, Mr. Shahzad Shahid, Product Manager-Liabilities, was of the view that this change will result in cost reduction in the long run. Management Information System used at ABL The MIS used at Allied bank Limited is Oracle Database 10g. Oracle Data base 10g has completely transformed the outlook and operations of ABL. It has transformed the structure such that now ABLs IS does not consist of fragmented machineries working individually to attain goals but they now function as a fused collection of servers, storage devices, and systems to meet the changing processing needs of ABL. This resulted in dramatic cost reduction, overall efficiency and enhancement in the quality of customer service. It has also reduced hardware costs by efficient networking and amalgamating of functions performed by various servers and systems. Cost reduction also took place because Oracle 10g eliminated the need for the purchases and upgrading of management softwares and tools and third party interventions as it was a complete management solution in itself. Oracle 10g also enabled Allied Bank Limited in efficient and wider data base storage, high and faster accessibility of data, faster performance, secure data transferring and cheaper application development. Salient features of Oracle 10g from which ABL is benefiting from are described below in great detail:  [1]   Oracle 10g served as a very attractive investment for Allied Bank Limited as it cut down significant costs of Allied Bank on hardware because Oracle 10g provide the technology of Oracle Real Application Clusters which enabled the creation of communication clusters via use of just 3-4 PCs which become more easier to administer and run and are more efficient as compared to functioning of sole systems. Oracle 10g also enabled Allied Bank to cut down its costs on storage devices which prove to be a big cost for banks to store humongous amounts of daily transactions and data. However, this problem was solved by the use of Oracles automatic storage management which not only enabled the pooling of PCs but also enabled pooling of storage devices to the communication cluster as per required. This choice of addition of storage devices to clusters made the data transformation, collection and storage cheaper, easier and efficient. Oracle 10g has enabled Allied bank to save on its database management costs as its database administration is either completely automatic or much uncomplicated. This has enabled Allied bank to save its costs on the training of new database managers. Oracle 10g has its own cluster administration softwares which monitor, manage the performance of clusters and thus eliminates the needs for extra utility and program softwares. Oracle uses Oracle Enterprise Manager Grid Control and Management Packs to monitor clusters performance efficiently. Oracle 10g uses GUI tools and utilities for increasing the power and efficiency of the clusters. Oracle 10g also introduces self-administration in the databases through use of programs such as Automatic Storage Management, Automatic Memory Management, Automatic Optimizer Statistics Collection, Automatic Workload Repository, Automatic Database Diagnostics Monitor, Automatic SQL Tuning, Segment Advisor, Automatic Workload Management, Automatic Disk-Based Backup and Recovery to meet the changing processing, data transforming and storing demands. Thus, Allied Bank has benefited greatly from its shift from Manual systems to the automated Oracle 10g system. The benefits reaped are unparalleled in terms of cost reduction, efficiency, data disseminating and decision making. Allied Bank in addition to the use of Oracle 10g uses softwares such as Unibank, however it is planning to change its banking software from Unibank to Temenos t-24 in the mid of 2010. Shift from Unibank to Temenos T-24 When Allied bank shifted to automated Information Systems in 2002, it started using softwares such as UNIBANK .This software held answers to the management of all the chaos created by the use of manual systems.  [2]  Unibank was a branch centric cash management software which held answers to the banking problems of the time thus it was called the core banking solution. Unibank gave faster and safe electronic access to banking transactions and functions. Unibank enabled Allied Bank to: Evaluate the latest record of all account transactions taking place in the branch Exchange information with other departments of the branch such as finance and accounting Monitoring and management of deposits and withdrawals simultaneously Electronic transfer of data from one branch to another Provision of e-statements for the employees making their jobs easier. Secure data control and transfer. Electronic monitoring and management of employee payrolls Need for Temenos T-24 Although Unibank seemed to be the answer to all the banking problems at that time however due to changing technological trends, higher uncertainty in the environment, shift towards centralized functioning and policies, Allied Bank has decided to shift from Unibank to Temenos T-24. The reason being that, Unibank was branch centric software and due to this reason data could be lost or misplaced if server crashed at any particular branch. Moreover, considering the uncertain political situation in Pakistan, there was high possibility of raids and fires and due to this the threat of data loss was eminent thus a shift is being planned and implemented from Unibank to Temenos T-24 as we speak. This shift will be implemented in all the branches countrywide within a period of 6 months. The reason for shifting to Temenos T-24 is that it is centralized software with the central server in Kashmir Road Branch in Lahore. This central server acts as a hub and daily transmissions are not only recorded in branches but in the central hub too, thus making the information more secure. Moreover, designated user ids/passwords, bio-metric systems add to the security of information. All the transactions and operation take place in real time. Policies are designed at the central server in Lahore and are applicable to all the branches country wide thus making the operations uniform and consistent in all the branches.  [3]   Temenos T-24 in addition to providing all the functions that Unibank provided, offers a more secure platform and new and efficient data bases. Moreover, Temenos T-24 is partners with Microsoft and has adopted MS platform to make the functioning of the software more user-friendly and easy. Moreover, one of the reasons for adopting Temenos T24 by ABL is that its cost of owner ship is very cheap as compared to the benefits it provides. Moreover, it uses established programs such as HTTP, XML so that functioning it not an entirely new experience but adds on to the previous knowledge of the employees. Moreover, it has an edge over Unibank as it eliminates the need for end-of-day banking and is a true 24/7 banking system, which heaves away burden from the employees and enables employees and customers to access updated information at all times. Department: Commercial and Retail Banking Overview The Commercial Retail Banking Group (CRBG) offers a variety of asset and liability-based retail products to its customers. The Groups main focus has been on introducing various financing and investment products for its valuable clients, and contributing to the steady growth of the financial industry. CRBG consists of 4 geographic groups and is further divided across 27 regions in Pakistan. Each region is responsible for providing a quality service to its own customer-base. In recent years, the Group has been working to find alternate ways to bank for customers, and has installed more ATMs to its already strong and largest ATM network. The department offers the following product and services to its customers Internet Banking Online Banking Profit Rates ATM Network Unclaimed Deposits Deposit Account SME Agriculture Other Services Corporate Leasing The department has a total of 6000 employees all over Pakistan, the information flow and the data transfer rate thus is very high and poses a great challenge for the Information System of the department to maintain and keep it secure. Functional Hierarchy of the Department Technical specifications Allied Bank after its privatization has been following a pro I.T policy. The switch from the manual system to a more automated Information System requires certain infrastructure (PCs, Softwares etc) and ABL in this regard didnt compromise on quality; they have a contract with Digital World Pakistan Pvt. Ltd. (DWP) to provide state of the art computers with the best softwares to run the M.I.S system. The CRBG dept of ABL has the following I.T infrastructure: Hardware Specifications Personal computers- 14 in total Consisting of 9 desktop PCs and 5 laptops Desktop PCs Specs: Intel Pentium 4 2.5ghz, 512MB RAM, 80 GB hard-disk Laptop PCs Specifications: Intel Dual Core2 2Ghz, 2gb RAM, 160GB Hard-disk HP Printers 3 in total 2 HP LaserJet 1010 Colored Printers, 1 HP Desk-jet Black and white printer HP Digital Scanner IBM P5 Mainframe Server Specifications: Four 1.65GHz 64-bit POWER5 processors L2 cache: 1.9MB (2-way); 3.8MB (4-way) L3 cache: 36MB (2-way); 72MB (4-way) 32GB of 266MHz DDR1 memory Two 10/100/1000 Ethernet ports Optional 2 Gigabit Fibre Channel, 10 Gigabit Ethernet and 4x InfiniBand ® adapters Two USB, two HMC and two system ports Software Specifications Application Software CRBG department Employees uses the following application softwares; Microsoft Office 2007 2010 McAfee Anti-Virus 2010 Adobe Reader 8 System Software The departments computers were found to be using the following system softwares; Operating System: Windows XP for Desk-top PCs and Windows Vista for the Laptops. Windows NT server for mainframe server. Core Banking Solution The software currently in use is UNIBANK, however T24 has been introduced in one branch in LAHORE. Query Software ABL employees generate queries through these softwares, for example if I want to view a customers demographics I will put in a query in the Discoverer Viewer which will then seek the data from the Central Database Discoverer Viewer It is just for viewing of data, Discoverer PLUS The queries here can even be edited and employees have limited access to this software Network Type Allied bank is using the client/server network because the employees easily share the data and its cheaper than others and maintainable. All the data is saved in Central Database (CBS) and employees can easily access it. This type of computing system provides an easy access and efficient flow of data, which increase the functionality of organization. End-User and training In this era of cut-throat competition and diminishing profit margins Banks are becoming more lean, service oriented and efficient. As mentioned before Banks in order to keep this trend of efficiency going upward are adopting new information systems and updating the existing ones however one barrier to this are the employees, there is already a shortage of computer literate people in Pakistan and for this reason when new softwares or In our case a new CORE BANKNG SOLUTION is introduced it requires rigorous training session to train the employees so that they are able to use the software. The effectiveness of core banking systems is directly related to the skills and knowledge of those operating them; therefore training is an essential investment and not an expense. The training session have been divided into three stages When we talk of the end user its the employees themselves here, they use the information available and make different queries accordingly as mentioned before currently the Core Banking Solution (CBS) namely Unibank is being change to Temenos and this requires that the support and operations staff be trained to use this CBS. For this reason different training sessions have been organized by the Bank and the Temenos technical team itself. Apart from this Temenos, to support the contracted BANKS, also provides the following courses to their employees: Open Training Courses Bespoke Training courses End User Training (EUT) Training consultancy for design and development of EUT courses eLearning and Computer Based Training (CBT) The Train the Trainer approach The benefits of attending these training programs include dedicated premises and training equipment, and the added advantage of minimizing interruptions for the duration of training course. Information Intakes and Flow CRBG has information flow daily from all over Pakistan, the department has the responsibility to effectively manage the liabilities of the Bank. The information accessible by this department through the Information system includes: Daily Monitoring of Deposits The deposits intakes and off takes during the day Maintaining a minimum balance of funds ATM monitoring Monitoring the downtime of each ATM Monitoring which area has a consistent network/server issues Customer Demographics ABLs information system is linked to NADRAs system for verification of Customers IDs CRBG has access to all the information of its customers and employees as it is responsible for managing the liabilities section Account Opening Run Rate The accounts opened each day along with their balances Employee Check in Check out time Through monitoring of this data employee efficiency can also be measured. Query Regarding an Employee Employee Record Information Flow We observe TRANSACTION PROCESSING SYSTEM functional in this department apart from the Office Automation Systems, all the activities and transactions done throughout the chain of command in this department is recorded first at the Branch level then after EODs (End of Day) are Run all the data of that days transactions are transferred to the ORACLE CENTRAL DATABASE located in ABL HEAD-QUARTERS LAHORE. Real-time Monitoring is being done of this information flow by the department, once the days information is saved in the ORACLE CENTRAL DATABASE in their respected fields and tables, it can be accessed through the DISCOVERER VIEWER/PLUS Software the next day by creating a query for it. Issues with the Information System To function effectively as an interacting, interrelated, and interdependent feeDatabase Administratorck tool for management and staff, MIS must be useable. The five elements of a useable MIS system are: timeliness, accuracy, consistency, completeness, and relevance. The usefulness of MIS is hindered whenever one or more of these elements are compromised. The IS at Allied Bank, although effective to a great extent, has certain weaknesses as we found out: From a branch centered approach, the bank has moved to a centralized system. Transactions at the branches, previously used to be stored and processed at the branches only. It was only at the day end, that all data and information was relayed to the head office. Now, however, this practice has changed. Branches only facilitate interactions with customers, whereas the information is directly send to the head office and is processed there in real time. The problem with this is the time lag that results subsequently. Data flow from the point of transaction to the head office, back to the point of transaction is a longer and hence a slower process. Also the security procedures inbuilt in the new software, Temenos, make processing slower. In the new IS, cash transactions taking place go from a Temenos account head to a buffer account and then to the customers account. Previously, the cash transactions were directly debited/ credited to the customer account. Buffer accounts created, although increase the overall security; make the processing of data slower. Too much reliance on information systems also means that in the scenario when server crashes down, or gets hanged, banking transactions will be completely disrupted. Security Measures and Backup One of the major concerns of organizations using information technology to carry out their business processes is how to secure the data against internal and external threats. With modern advancements, mitigating information security threats has become an ongoing battle. Viruses, worms, hacker attacks, spam, phishing, and instant messaging attacks are just some of the problems. Data bank faces risk of security breaches not only at the hands of customers and outsiders, but also from the employees working within the organization. Therefore it is highly crucial to build security parameters to detect whatsoever threats there might be and also to ensure data safety. At Allied Bank, data security is the thing that cannot be compromised at all. For this reason, the MIS department has taken stringent measures to ensure data security. The Corporate and Retail Department which deals primarily in confidential data of bank customers has taken numerous steps to avert security threats. Employees have individual Ids and passwords that they use to log-in to the system database. But this does not mean that all the employees have same access to the data and information. There are proper hierarchy levels: which implies that there are gatekeepers at each level, supervising who access what data! Password protection is there to prevent just everybody from viewing confidential data. Moreover, Allied Bank uses SSL certified encryption to secure its data channels. SSL (Secure Sockets Layer) is the standard security technology for establishing an encrypted link between a web server and a browser. This link ensures that all data passed between the web server and browsers remain private and integral. SSL is an industry standard and is used in the protection of online transactions with customers. Encryption of data exchanged by customers and the bank ensures that data security, even if breached on its way, will make decrypting and understanding the data difficult. Anti-virus and anti-spam packages like McAfee Anti-Virus are also installed to secure data against viruses, spam, etc. There is also a Disaster Recovery System in place, in case of fire, raids, and other unforeseen and unexpected events. The backups are stored at both hot and cold sites. The head office in Lahore is the hot site. It is the central database of Allied Bank where all the transactions taking place in the eight hundred or so branches are recorded and updated on a real time basis. The cold sites are at the twenty seven regional offices all over Pakistan. These cold sites are updated at appropriate intervals, on a weekly basis sometimes. In accordance with the State Bank of Pakistan regulation, data and information of three years is stored and maintained at these cold sites. Also, USBs are widely used as potable storage devices. Future Plans Allied bank is planning to replace the current Core Business Solution Uni Bank with Temenos. This transformation is in its phase I. The software is being tested in one branch near the Head Office in Lahore. This testing phase will end on June 30th. Training of employees is being conducted and further more sessions are in the pipeline Allied bank plans to introduce Temenos in 107 branches out of the whole network of 800 braches within six months. Implementation in further branches is still unplanned. Allied Bank has opened its branch in Kashmir and plans to extend its network and reach in the remote areas of the country. Recommendations The disaster recovery system at Allied Bank is inappropriate to bear the load of 800 branches. There is one common hot site of all the branches at the Head Office and cold sites at the regional offices, 27 in number. But we feel that these backups are too less, keeping the current security scenario in view where banks have even been raided and burned by mobs. Therefore the backups should be set up at places other than the bank branches. The training period for a batch of 50 people is three weeks on average. We feel that this is insufficient as the new banking system Temenos has far complex procedures as the user interface is not friendly. Proper temperature controls are needed for the server to operate efficiently. We feel that the current infrastructure is insufficient to support the system. References http://searchsecurity.techtarget.com/topics/0,295493,sid14_tax299811,00.html http://tldp.org/HOWTO/SSL-Certificates-HOWTO/x64.html http://en.wikipedia.org/wiki/Disaster_recovery http://info.ssl.com/article.aspx?id=10241 http://www.occ.treas.gov/handbook/mis.pdf http://www.temenos.com http://www.abl.com.pk http://www.oracle.com

Sparrow Hawk Red :: Ben Mikaelson essays research papers

This book is about a boy named Ricky, he is a Mexican who lives in Southern Arizona. He only lives with his dad because his mother was killed in a car accident. Ricky and his dad have a bi-plane that they fly to relieve stress and forget about the death of Ricky’s mom.   Ã‚  Ã‚  Ã‚  Ã‚  One day when Ricky and his dad just got done landing, there were some DEA agents waiting for them at their ranch. Ricky’s dad used to work in the DEA and they were back to ask him to help them steal and plane from the Cartel mansion in Mexico. The plane is supposed to have some sort of navigational system that only the DEA are supposed to have. Ricky isn’t supposed to know any of this but he listens secretly in another room. When he is listening he also finds out that his mother was actually murdered by the Cartel instead of a car accident.   Ã‚  Ã‚  Ã‚  Ã‚  When Ricky finds out that his dad doesn’t want to go and steal the plane from the Cartel, it ticks him off and he decides to do it himself. So Ricky secretly runs away one day instead of going to school and goes to Mexico.   Ã‚  Ã‚  Ã‚  Ã‚  One day when Ricky is on his way to a village in Mexico that is near the Cartel mansion, he buys a burrito on the street and some boys see how much money he has. He runs away from them for awhile but ends up being cornered. They beat the living crap out of him and take all his money and his shoes. After Ricky wakes up from the beatings, there is a girl sitting across the alley from him. She tells him where the Cartel mansion is located, and she takes him to a restaurant and they eat food out of garbage cans.   Ã‚  Ã‚  Ã‚  Ã‚  In the ending, Ricky goes in the Mansion’s gate as a taco runner, and steals the plane.

Global Warming - How Republicans are Endangering Our Earth Essay exampl

Imagine the world's major cities completely underwater. Imagine storms so violent that parts of the world became unlivable. Theses are images that one would expect to find in movie house, but environmental scientists tell us what is now a good setting for science fiction could soon be reality due to global warming. Environmental scientists warn that humans are not only making the Earth inhabitable for animals and plants, but that if humans continues with their current practices, the Earth will soon be inhabitable for humans as well. Environmental scientists warn that if the Earth's citizens do not act swiftly and decisively the damage maybe irreversible for humans.   American politicians have consistently rejected proposals for environmental reform. When President Clinton took office in 1993, he promised to become an environmental leader both internationally and nationally, and the proposals that he put to the floor of congress seemed to be the United States's first positive step toward reversing environmental policy. Unfortunately both his call to reduce greenhouse gases and to protect the world's biodiversity were blocked by Republicans in Congress. Since the Republicans have gained control of both the House of Representative and the Senate they have dramatically slashed and or eliminated the little environmental regulation that has taken place in the United States. 1   There clearly is a rift between environmental science and the Republican party, and it is this ideological divide that that is the largest threat to the future of environmental policy in the United States. Opponents of the GOP argue that Republicans are against environmental regulation because of their desire to protect businesses, while others argue that R... ... The Greenhouse Effect (http://www.iinetau/ ecna/info/greenhous.htmle) - This site was helpful in giving background information on the greenhouse effect. 2. Global Warming: Understranding the Forcast (http://www.edf.org/pubs /Brochures/GlobalWarming) - This site examines how scientists think the Earth's temperature will change. 3. What isthe Greenhouse Effect (http://www.marin.k12.ca.us/ kenthtp/kentms.htp/warmiong/greenhs_ref.html) - This site was helpful in giving background information on the greenhouse effect. 4. Forest Today: The Greenhouse Effect (http://www.nafi.com.au/faq.greenhouse.html) - This site examines how the greenhouse effect effect the Earth's shrinking forests. 5. Greenhouse Effect Visualizer (http://www.couis.nwu.edu/GEV/GP_3_6_87_5.html) - This website had temperature maps which predicted the effects of Globa Warming.

Essay: Case Study

G became aware what the counterpart has planned for the agenda and he was surprised and concerned about he detailed and long business meals and cultural trips without any information or expenditures, knowing that the companies budget is limited. Asking for more information, the local organizer of the counterpart ignored Mr†¦ G's requests, even the solicitation to speak with the boss, was rejected due to busyness and non-existent importance. At the end of the conference Mr†¦ G was surprised in the positive way, that the conference finally was a complete success.Why were the communication and the procedure of organizing the conference between the two parties so efferent? According to the theory of Edward T. Hall Is this, a classical example of monochrome and polychrome cultures. In polychrome cultures like in the example of the venue, time Is flexible. It Is accepted to do various things at once, agendas and business meals were extended at the pleasant way or laid, and cultur al events will be organized without consultation. Also communication, via emails like in the example of Mr†¦G, is not always enjoyable with people from this culture. Because of the different meaning of time. Time is wasted and not taken seriously because it can be changed in seconds; they have a constant state of flux. Scheduled events or plans can be discarded or changed immediately. They interact with several customers at once, and are entangled with each other. Arranging dates therefore is very difficult. In the view of Mr†¦ G, who is obviously a monochromatic type, is this situation awkward. He likes doing things one by one and in an accurate way.Plans or events are scheduled down to the last detail without Interruptions and In a linear way of time. It is important take ointments seriously without breaking deadlines. Monochromatic types are short- term oriented and therefore leisure time Is only accepted after the Job Is done and projects are promptly and satisfactory. Another culture difference, which occurs In this example, is the dimension of power distance from the theorist Egger Hefted. And expect that power will be allocated unequally. According to Hefted there are two differences, low power distance and large power distance.In large power distance cultures as in the case, employees are awaiting for instructions by their boss. They need to be told what to do, in the way it has to be done and they also accept the high differences in the range of salaries and executive positions. Mr†¦ G requested several times for more information's but Ms. K the local organizer ignored his objection, even a request for a conversation with the boss of the local organizer was denied due to busyness of the boss. Which means the boss has other important things to do and no one is allowed to interrupt him or to question his decisions.Here the subordinates accept the high power status, and when the boss gives the control way like in the case, organizing the e vent, neither Ms. K nor Mr†¦ G has to doubt about the planning progression of the international conference. In lower power distance culture, subordinates like Mr†¦ G and others superiors consider to be treated equally. Flat hierarchies are expected, without having differences in executive positions. That's why Mr†¦ G felt quite unsatisfactory to be treated unfairly. He only wanted to be well informed about the progression for the conference and be aware of new circumstances for his planned project.

Manville Corporation Fiber Glass Group Series Essay

1. Why have Dr. Doll’s comments precipitated a crisis? Because of the assumption â€Å"perception is everything†. Dr Doll would have to manage the immediate crisis due to this concept. People will afraid of fiberglass from the moment they heard that fiberglass is also carcinogenic as asbestos but it is appear less carcinogenic if compared with asbestos. The word â€Å"asbestos† which comes out from Dr Doll’s lip has created an atmosphere of worry among the stakeholders and reporters who attended the symposium. This is because asbestos was once a material banned from manufacturing 2. Does Manville have another asbestos on its hands? In your judgment, who or what was responsible for the asbestos disaster? No, Manville has actually not producing asbestos, It was the press or media to create an perception in public that fiberglass is actually a man-made asbestos. Thanks you Dr Doll’s comparison on asbestos and fiberglass, now Manville is facing with disaster. Manville should responsible since at that moment asbestos was actually a dangerous material to be used but Manville or the asbestos manufacturer was keeping to conceal the fact. This action was then known to the public and caused Manville to receive pressure from the stakeholder and filed for bankruptcy. 3. What should Manville’s senior managers do in view of Anderson’s news? Be sure to consider the following: a. Should they communicate with anyone? Who? What? How? When? Manville’s senior should held a meeting not only among the CEOs but also with its employee in order to discuss the crisis. They can plan to discuss about the solution to be used or suggestion which will return the truth of fiberglass to Manville. A communication established is essential in creating a link and understanding between the workers and the top manager. Manville’s top manager should communicate as soon as possible once they heard of Anderson’s news since they have no much time to be wasted so that they can carry on with other plan which is essential in rebuilding the reputation of Manville. b. Should they scale back or exit the fiberglass business? This decision should be made by depends on the circumstance but it is not arguable that information flies faster in modern days. The top level of Manville should expect that the news was known to public at the time they do a meeting in the morning. Later on if they found that fiberglass is also giving less profit or the protest of public onto the production of fiberglass was too hard to be explained. Then they are better to exit the fiberglass. However if the major problem was only on to the cost or salary problem, Manville could try to scale back by firing some employee who they think deserve to be fired but sometimes firing might not the best way to ensure a company’s survival instead it will make the company looks selfish. c. Should they modify the fiberglass MSDS or label? How? In terms of moral and also business ethic they should modify MSDS. Previously, Manville’s MSDS only labeled itch-scratch, but actually it was believed that fiberglass is causing cancer, So Manville should add additional info into the label but at the same time this label maybe will makes consumer unwilling to purchase fiberglass product. Therefore ,Manville can only keeping MSDS but they could seek for some other way else to regain trust from the public towards fibreglass

Causes of Different Types of Crimes

Causes of Different Types of Crimes Deviant behaviors are those behaviors that society does not like because the society does not see the behavior as a normal behavior for that society. Like gay marriages or cross dressers. Deviant behavior that is criminal is when the behavior becomes harmful to those in the society. Like murdering a person. A behavior that is criminal but not deviant would be driving under the influence or being intoxicated in public. A behavior that is deviant but not criminal would be a teenager with piercings and tattoos all over their body. A behavior that is both deviant and criminal would be spousal abuse. Society determines which behaviors are deviant and which are criminal. Governments or even individuals can convince local authorities that a deviant act is criminal or vice versa. Criminal laws vary because the laws are imposed by the local authorities so the laws will be different from city to city, state to state, or even town to town. Criminologists utilize three primary sources of data t hat provide information on the nature and extent of crime. Identify and explain each of these three different sources of crime data. Also, assess the strengths and weaknesses of each source. Finally, provide an example of a research question that a criminologist may be interested in examining and then explain which source of crime data the researcher would need to utilize to answer his/her question. The three primary sources of data that can provide information on the nature and extent of crime are (1) crimes that get reported to the authorities, this includes the uniform crime reports and the national incident based reporting system (2) victimization surveys which includes the national crime victimization survey and (3) the self-report surveys that include the monitoring the future studies. The uniform crime reports are recorded by the FBI and include all the crimes that have been reported to the authorities and how many arrests are made. The report that the FBI makes is sectioned out by city and county by the most serious crimes that occurred. These are called â€Å"part I crimes and part II crimes† Part I crimes include things like rape, robbery and burglary whereas part II crimes include sex crimes and other types of crimes not defined in the part I crimes. A strength for the UCR is the way that the data is collected makes the UCR a good indicator of patterns in crime. A weakness for the UCR is that many crimes are not reported to authorities and therefore do not get counted. The national incident based reporting system goes a step further than the UCR does in that it requires local authorities to provide a report of the arrest that includes details of the incident and also information on the victim and the criminal. These reports are sent to the FBI for only certain offenses that include not only the offenses that the URC covers but also includes white collar crimes and drug offenses. A strength of the national incident based reporting system is th at it includes more details on the crimes than the UCR does which will hopefully improve how accurate the crime data is. A weakness of the NIBRS is that it only reports crime that have been reported to authorities it does not include crimes that have taken place but not reported by the victim.

To Build or Buy Essay Example | Topics and Well Written Essays - 1500 words

To Build or Buy - Essay Example In order to run a similar business and attract customers from the other already established stores, one needs tactics and strategies to succeed. One of the main strategies is to start the business and sell goods according to the market trends (Mooney, 2011). In the current world, many things change in the sporting arena, and individuals should take note of these, before deciding on the type of stock to have at the shop. A particular change is the popularity of certain games like football and rugby in the community. Some items from popular games will guarantee an individual better sale as compared to items that are associated with a different game. For instance, rugby and football (soccer) have many supporters as compared to the other games. This shows that there is a higher likelihood for a company or supporter to buy clothes and sporting equipment in bulk from the shop as compared to the other shops. However, it is equally important to stock the shop with all types of games clothing and equipment. To add to the above idea, there is also the need for one to look for buyers of the products at the shop manually (Mooney, 2011). To do this, one will need to draft letters and drop them in various schools requesting a chance to supply gaming clothing and equipment. ... Another good strategy for running the shop is to have a variety of good for the same product. This may help to convince a potential customer to buy any of the variety of the goods available in case the specific item he was looking for is not in stock. Having a shop stocked with a variety of goods also attracts customers. This is because they have a variety of choices to choose from according to their tastes and preferences. To add to this, it is important that the business is known in the society since it is a new venture. To do this, there is a need to carry out a campaign to enlighten individuals on its existence. This can be done through posters, radio announcements, promotions, and all other types of advertisements. Carrying out promotions and advertisements will be very essential in carrying out the advertisements as they involve the public as a whole. The promotions carried out by the business will create a good business image, which will enable the business to gain customers t rust and loyalty. The advertisements will also easily catch people’s attention thus resulting in increased sales at the business venture. As for this line of business, it is good for one to start a new business altogether instead of buying an already existing one. Essentially, an already existing business may have a bad history throughout its existence, which may work against business development and improved sales. Starting a new business allows one to start new links and customer connections with different people who have an interest in the business. One will then have the power to know how to deal with the different parties whether to strengthen the link between them or to weaken it. It will also